Why Is the Market Down?

The market is down because of the de-leveraging taking place. They are selling because they have to sell… How do I know? Whispers and those stocks that have been heavily shorted are up. I also don’t think that there is money waiting on the sidelines. I think that is a fairytale! BTW I am putting (more…)

Cash is Not King, and The Investment Banking Model is Not Dead

The financial community right now is in melt-down and many think that the world is coming to an end. The question many are asking if the investment banking model is dead?

Answer, no, it will just morph. The thing about finance is that it works until it does not work anymore. So right now things are not working for the classical investment banks. Companies like Blackrock will move from second tier to first tier. Nothing wrong with that. I also noticed that the CEO and other partners at Blackrock are making the financial news channels rounds. That tells me that they are moving into a first tier status.

FAQ: What is Going On With This Financial Crisis?

This financial crisis has many people saying it was this that or the other thing. I want to present this FAQ as a reference point of what happened. If anybody wishes to add something please send me an email or comment and we can discuss it. Who is at fault There are two main culprits, (more…)

Feedback Wanted…

In the fall I am giving a class at a conference that is an introduction to financial engineering for software developers. I have talked to my clients, and talked to people at the IB I work at. Yet all of their answers results in what could be called statistical insignificance. So I thought, why not (more…)

Is the Fanny and Freddie Action Socialism?

The question is if Fanny and Freddie is the right action at the right time or if it is socialism? Many like to say hey this is an act of the USSR or what have you.

Let me give the perspective of a non-American. Though let me give you the perspective of somebody who likes America, has American friends and is pro-American.

The State of the Market

I get a magazine called Stocks. In last week’s stock magazine there was a short article on the investing habits of 2,300 private people worth a total 60 million USD. This study was commissioned by Barclays Wealth.

What To Do With Russia…

Ok what to do with Russia? It seems that there is a new power struggle yes? Between the West and Russia, yes?

Well, not so quick. My brother who works in Russia and keeps me up to date with the events within the land has a different story. Essentially what is happening in Georgia is very similar to what happened with Kosovo. The difference is that Kosovo wanted to be nearer to the West and the Georgian states want to be nearer to Russia.  But we can debate this issue round and round and round.

The real question is what do you do with Russia? Answer it depends on your nationality.